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Terms of Service for Finholy LTD
Welcome to Finholy LTD. These comprehensive Terms of Service outline the legal framework governing your relationship with our financial technology platform. Please review carefully before proceeding.
Introduction and Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement governing your access to and use of Finholy LTD's comprehensive suite of financial technology solutions, including our website, digital platforms, products, and services (collectively referred to as "Services").
By creating an account, accessing our platform, or utilizing any of our Services in any capacity, you explicitly acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. Your continued use of our Services following any modifications to these Terms constitutes your acceptance of such changes.
If you do not agree with any provision contained herein, you must immediately discontinue use of all Finholy Services. Finholy LTD reserves the unilateral right to update, modify, or revise these Terms at any time without prior notice, and such changes become effective immediately upon posting.
Legal Agreement
Binding contract between you and Finholy
Your Acceptance
Using Services means you agree to all terms
Eligibility and Account Registration
01
Age and Legal Capacity
You must be at least 18 years of age and possess full legal capacity to enter into binding contracts in your jurisdiction. Minors and individuals lacking legal capacity are prohibited from using our Services.
02
Accurate Information
During registration, users must provide truthful, accurate, complete, and current information. Any false or misleading information may result in immediate account termination and potential legal consequences.
03
Account Security
You bear sole responsibility for maintaining the confidentiality of your account credentials, including passwords and authentication tokens. Use strong, unique passwords and enable two-factor authentication where available.
04
Breach Notification
You must immediately notify Finholy of any unauthorized access, security breach, or suspicious activity related to your account. Prompt reporting helps us protect your account and prevent fraudulent transactions.
05
Account Actions
Finholy reserves the right to suspend, restrict, or permanently terminate accounts for violations of these Terms, suspicious activity, fraudulent behavior, or any conduct that compromises platform security or integrity.
Description of Services and Use
Our Financial Technology Solutions
Finholy LTD delivers cutting-edge financial technology solutions designed to revolutionize how businesses and individuals manage their financial operations. Our comprehensive Services portfolio includes digital payment processing systems, sophisticated account management tools, real-time transaction monitoring, and advanced financial analytics platforms.
Our Services encompass multiple delivery channels including proprietary software applications, robust Application Programming Interfaces (APIs) for seamless integration, feature-rich mobile applications for iOS and Android, and secure web-based platforms accessible from any modern browser.
We reserve the right to modify features, suspend operations for maintenance, or discontinue any aspect of the Services at our sole discretion without prior notice. This flexibility allows us to continuously improve security, enhance functionality, and adapt to evolving regulatory requirements. Users agree to use Services exclusively for lawful purposes and in strict compliance with all applicable local, national, and international laws and regulations.
User Obligations and Acceptable Use Policy
Legal Compliance
Users must not violate any federal, state, local, or international laws or regulations while using our Services. This includes but is not limited to anti-money laundering laws, sanctions regulations, and financial crimes statutes.
Intellectual Property Protection
Respect all intellectual property rights, trademarks, copyrights, and privacy rights of Finholy and third parties. Unauthorized use, reproduction, or distribution of protected materials is strictly prohibited.
System Security
Users must never transmit harmful code including viruses, malware, trojans, worms, or any malicious software designed to damage, disrupt, or gain unauthorized access to systems or data.
Ethical Conduct
Prohibited activities include engaging in fraudulent transactions, abusive behavior toward other users or staff, market manipulation, money laundering, terrorist financing, or any harmful conduct that undermines platform integrity.
Technology Protection
Attempting to reverse engineer, decompile, disassemble, or create derivative works or competing products based on Finholy's proprietary technology, algorithms, or business methods is expressly forbidden and may result in legal action.

Enforcement: Finholy actively monitors usage patterns using advanced fraud detection systems and reserves the right to investigate violations, report illegal activities to authorities, and take immediate action including account suspension or permanent termination.
Intellectual Property Rights
Protected Assets
All content, software code, algorithms, user interfaces, visual designs, trademarks, service marks, logos, trade names, and proprietary materials provided through Finholy LTD's Services are exclusively owned by or licensed to Finholy. These assets represent significant investment in research, development, and innovation.
Our intellectual property portfolio includes registered trademarks, copyrighted software, patented technologies, and trade secrets that form the foundation of our competitive advantage. Unauthorized use constitutes intellectual property theft and will be prosecuted to the fullest extent of applicable law.
Users are granted a limited, non-exclusive, non-transferable, revocable license for personal, non-commercial use strictly as authorized within the scope of the Services. You may not copy, modify, distribute, sell, lease, create derivative works, reverse engineer, or exploit any Finholy intellectual property without explicit written permission from authorized company representatives.
Violations may result in immediate account termination, legal action seeking injunctive relief and monetary damages, and referral to law enforcement authorities where criminal activity is suspected.
Privacy and Data Protection
Privacy Commitment
Finholy maintains unwavering commitment to protecting your privacy in strict accordance with our comprehensive Privacy Policy and applicable data protection regulations including GDPR, CCPA, and other regional frameworks.
Security Measures
Personal and financial data is collected, processed, and stored using industry-leading security protocols including end-to-end encryption, multi-factor authentication, secure data centers, and rigorous access controls limiting data exposure.
No Data Sales
We never sell, rent, or trade your personal data to third-party marketers or data brokers. Your information remains confidential and is used exclusively to provide, maintain, and enhance Services.
Processing Consent
By using Services, you consent to necessary data processing activities including identity verification, transaction monitoring, fraud prevention, customer support, and service improvements. Detailed privacy practices are available in our separate Privacy Policy document.
Fees, Payments, and Refunds
Financial Terms
Certain Services require payment of subscription fees, transaction charges, or other financial obligations as explicitly described in your service agreement, pricing schedule, or subscription confirmation. All fees are quoted in the designated currency and exclude applicable taxes unless otherwise stated.
Payments must be made through authorized payment methods including major credit cards, bank transfers, or approved digital payment systems. You authorize Finholy to charge your designated payment method for all applicable fees on the scheduled billing dates.
Unless expressly stated otherwise or required by applicable consumer protection laws, all fees are non-refundable once charged. This policy reflects the immediate availability and consumption of digital services. Finholy reserves the right to modify pricing structures with reasonable advance notice, typically 30 days before changes take effect.
Failure to pay fees when due may result in service suspension, account restrictions, late payment charges, collection activities, and ultimately account termination. Outstanding balances remain your responsibility and may be pursued through legal channels.
30
Days Advance Notice
For pricing changes
24/7
Payment Processing
Secure transactions anytime
100%
Secure Transactions
Encrypted payment protection
Disclaimers, Limitation of Liability, and Indemnification
1
Service Disclaimer
Services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory. This includes implied warranties of merchantability, fitness for particular purpose, title, and non-infringement.
2
Availability
While we strive for excellence, Finholy does not guarantee uninterrupted, timely, secure, or error-free operation of Services. Technical issues, maintenance, cyber attacks, or force majeure events may cause temporary disruptions or data loss.
3
Liability Limits
To the maximum extent permitted by applicable law, Finholy and its officers, directors, employees, affiliates, and partners shall not be liable for indirect, incidental, special, consequential, or punitive damages including lost profits, data loss, or business interruption.
4
Indemnification
You agree to indemnify, defend, and hold harmless Finholy LTD and its affiliates from any claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of Services, violation of these Terms, or infringement of any rights of third parties.

Important: Some jurisdictions do not allow limitation of liability for certain damages. In such cases, liability shall be limited to the maximum extent permitted by law.
Governing Law, Dispute Resolution, and Contact Information
Legal Framework
These Terms of Service are governed by and construed in accordance with the laws of the jurisdiction where Finholy LTD is incorporated and maintains its principal place of business, without regard to conflict of law principles that would require application of the laws of any other jurisdiction.
Any disputes, controversies, or claims arising out of or relating to these Terms or your use of Services shall be resolved through binding arbitration administered under the rules of the designated arbitration association, or alternatively in courts of competent jurisdiction located within Finholy's incorporation jurisdiction. Both parties waive any right to jury trial.
For questions regarding these Terms, to report violations, request account support, or address any concerns, please contact Finholy's dedicated support team at support@finholy.com or through our secure website contact form available 24/7. Our team typically responds within 24-48 business hours.
Effective Date: These Terms of Service are effective as of November 11, 2025 and supersede all prior agreements or understandings.
Email Support
support@finholy.com
Web Contact
24/7 online form
Thank you for choosing Finholy LTD. We are committed to providing secure, innovative financial technology solutions while protecting your rights and maintaining the highest standards of service excellence.